There’s plenty of Windmill Harbour real estate sitting on 172 acres and located by a 15 acre harbor that is home to the South Carolina Yacht Club. Here you’ll find a 250 slip marina with lock system. Avid boaters will feel at home in this private residential community as each home is close to the water. In addition, residents will be able to enjoy the proximity to America's top beach at Hilton Head Island where the shimmering Atlantic Ocean meets the white sand the island is known for.

From the time this area was developed, snowbirds have discovered the many alluring features that the coastal town has to offer. Many have come to the area to visit and ended up purchasing property here. With the 500 residences the Windmill Harbour real estate has to offer, you’ll find both single family site-built homes as well as townhomes available.

The range of amenities available to you once you purchase Windmill Harbour real estate matter as much as the location and proximity to the ocean. One of the most attractive developments near the island of Hilton Head, Windmill Harbour has a full sports center with tennis courts, swimming pool and pro shops.

Windmill Harbour is one of only three harbors on the East Coast with a lock system in place. Boat slips here are available for ownership or rental. Enjoy the convenience of having your boat just steps away from your home.
 

We’re betting you’re well aware of the obvious reasons why now is a great time to purchase real estate – affordable home prices, really low interest rates — but are you aware of the benefits of specifically owning Bluffton real estate in South Carolina? Don’t overlook Bluffton when you’re considering where to buy your dream home. There is a lot to be discovered when you live in this historical town.

1. You will experience a lifestyle of relaxation here.
2. Living in Bluffton you’ll be part of a close-knit community.
3. Plenty of shopping excursions to be had in nearby historic Savannah, Hilton Head and Beaufort.
4. Plenty of Low Country golf courses, both private and public.
5. More than 200 restaurants in the area serving a full range of international cuisine.
6. The quaint town of Bluffton has many bed & breakfasts, churches, antebellum homes, and many eccentric shops to explore.
7. Bluffton is rich in history. Rice and cotton plantation owners built the first homes in Bluffton during the 1800s. Much of Bluffton was burned during the Civil War but is now a thriving community and a leader in tourism.
8. Access to many parks sports facilities, walking trails an the Bluffton indoor pool.
9. Plenty of year round festivals and events taking place in the area.
10. Take time to visit the many art galleries, museums, and antique shops in town.

Give Randy’s Real Estate a call and we’ll tell you what we have available in Bluffton real estate.

For anyone looking to escape those cold northern winters and retreat to a warmer and sunnier locale on a full-time basis, Hilton Head, South Carolina, is the ideal place to live. You will find Hilton Head real estate as well as property taxes to be reasonably priced plus there’s an abundance of recreational activities year round here to occupy your time. Come talk to us at Randy's Real Estate, and let us show you what we have available that will take your breath away.

If what you want is a quiet place to kick back then Hilton Head is perfect. The wide, flat, and expansive beaches right outside your door are perfect for relaxing and soaking up sun, reading a good book or walking for miles. The area is perfect for beachcombing and shelling or photographing the breathtaking views. You won’t find anyone else that knows Hilton Head real estate like we do. We have a variety of properties we can show you that we know you’ll be delighted with.

When you grow tired of it, South Carolina is the perfect place to live to escape the cold of the north permanently. When searching for the right place to live, ask us what we have available. We have property close to or farther from the water. No matter what style of home you’re looking for you’ll find something perfectly suited for you among our available Hilton Head real estate.
 

If you're interested in Hilton Head villas and are hoping to qualify for a mortgage then you'll be interested in what we have to say about the process.

Fannie Mae’s latest version of Desktop Underwriter (DU), their automated-underwriting engine that must be used by every lender to approve loans if they want to be able to sell them to Fannie, requires you to increase your income and pay off your debt in order to have the best chance at getting a mortgage approved.

This year’s release dropped the maximum debt ratio allowed from 50% to 45%. This is significant because it drops the home price for which a buyer will qualify. In the case of a lower-end buyer with 10% down (and at the debt ratio limit) it takes roughly 11% off of the home price they can consider. There can be a huge difference between homes at $350,000 and those available for $300,000.

For a buyer at 50% debt ratio who considered putting 30% down on a $400,000 home in early December and decided to wait until after the holidays to make an offer, they now need to get the seller down to $300,000, because that is what they now qualify for. Unless they received an 11% pay raise as a Christmas bonus that is. The good news is that this change does not apply to FHA loans.

Fannie has also changed the way revolving debt is treated. Previously, if a borrower was pushing the debt ratio limit, and had a balance on their credit card that they were willing and able to pay off, they could do so and the monthly payment that went with that card balance would not be counted in their debt ratio.

Now, if a borrower needs to pay off a revolving account to qualify, they must also close that account and provide documentation that they have done so, or the payment will still be counted against them.

If you’re interested in looking at any Hilton Head villas give us a call and we’ll show you some properties. We’re sure to have Hilton Head villas that will meet your needs and desires.

If you're looking for a breath-taking vacation home on a quiet tree-lined street, an oceanfront retreat or a villa beach rental, Sea Pines Hilton Head is the place for you. This is an exclusive community offering unmatched living choices for single-family homes, villas and condos, cottages and dramatic, new exquisite homes. You won't be disappointed by what you find at Sea Pines.

Sea Pines Hilton Head, a 5,000-acre oceanfront resort found on Hilton Head Island's southern tip, is bordered by the Atlantic Ocean and Calibogue Sound. Sea Pines Hilton Head offers world-class luxury accommodations for homes, villas and condos. Popularly known as a golfer's paradise, it is home to one of the most well-known PGA tournaments — the annual Verizon Heritage PGA Golf Tournament — which Harbour Town Golf Links has hosted for over 36 years. But golf is not all you will find along this glorious Hilton Head Island resort.

Sea Pines was designed around miles of preserves and lagoons. The Harbour Town red and white banded lighthouse is a timeless destination found at the entrance to one of the world's top rated yacht basins. The resort is close to a private marina, waterfront cafes and many boutiques. The gated grounds of Sea Pines Hilton Head offer paved trails, as well as outdoor activities such as sailing and surfing, gourmet restaurants, shopping, and dolphin-watching.