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			<title>Hilton Head Real Estate Search</title>
			<link>http://www.randysrealestate.com/blog/index.cfm</link>
			<description>Randy&apos;s Hilton Head Island real estate listings information.</description>
			<language>en-us</language>
			<pubDate>Thu, 17 May 2012 05:49:33 -0400</pubDate>
			<lastBuildDate>Tue, 15 May 2012 06:00:00 -0400</lastBuildDate>
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			<docs>http://blogs.law.harvard.edu/tech/rss</docs>
			<managingEditor>randysmith@hargray.com</managingEditor>
			<webMaster>randysmith@hargray.com</webMaster>
			
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				<title>Palmetto Dunes Caters to the Sports Minded</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/5/15/Palmetto-Dunes-Caters-to-the-Sports-Minded</link>
				<description>
				
				&lt;p&gt;If you&amp;rsquo;re looking for some sweet deals on &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Palmetto Dunes oceanfront real estate&lt;/a&gt; I can give you that. Palmetto Dunes encompasses 2,000 acres nestled on three miles of beachfront. Here you&amp;rsquo;ll find three world-class golf courses, an award-winning tennis center, and an 11-mile lagoon that beckons to canoeists and kayakers alike. This pristine, natural environment has more than 40 species of birds and fish and offers a beautiful environment for nature lovers to live and visit.&lt;br /&gt;
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&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;147&quot; border=&quot;0&quot; align=&quot;right&quot; alt=&quot;Palmetto Dunes oceanfront real estate&quot; src=&quot;/userfiles/image/PeopleOutdoors.jpg&quot; /&gt;Palmetto Dunes oceanfront real estate&lt;/a&gt; calls out to golfers nationwide to come and make this their home. Palmetto Dunes is a world-class golf destination that boasts three superbly crafted and challenging golf courses. The renowned Robert Trent Jones Oceanfront Course was named 2003 Golf Course of the Year in South Carolina. The Arthur Hills Course was recently ranked 2009 Course of the Year in South Carolina. The George Fazio Course, named for its famous designer, was constructed with the help of his nephew, famed architect Tom Fazio.&lt;br /&gt;
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Sports lovers everywhere are thrilled when they come to Hilton Head Island and especially to Palmetto Dunes. When they&amp;rsquo;re looking at &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Palmetto Dunes oceanfront real estate&lt;/a&gt; and considering a purchase they can&amp;rsquo;t help but notice how geared to sports-enthusiasts the resort is. For instance, the internationally-acclaimed Palmetto Dunes Tennis Center features 23 clay courts and two Nova ProBounce courts, eight of which are lighted for night play. The tennis center offers a full schedule of seasonal activities, instructional programs and daily round robin tournaments, as well as the ever-popular Monday Night Tennis Exhibition. &lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Palmetto Dunes oceanfront real estate</category>				
				
				<pubDate>Tue, 15 May 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/5/15/Palmetto-Dunes-Caters-to-the-Sports-Minded</guid>
				
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				<title>Hilton Head Home Prices Drop</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/5/4/Hilton-Head-Home-Prices-Drop</link>
				<description>
				
				&lt;p&gt;You&amp;rsquo;ll likely never find a better time to purchase &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head Island homes for sale&lt;/a&gt; at this time. Housing experts are predicting this year will be the last chance for bargain hunters to cash on the best deals in the market. Homes have never been more affordable, not only on Hilton Head but all over the country. It won&amp;rsquo;t stay this way for much longer.&lt;br /&gt;
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&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;10&quot; hspace=&quot;10&quot; height=&quot;146&quot; border=&quot;0&quot; align=&quot;left&quot; src=&quot;/userfiles/image/PelicanInFlight.jpg&quot; alt=&quot;Hilton Head Island homes for sale&quot; /&gt;&lt;/a&gt;Mortgage rates have been near historic lows for most of the past six months. The average interest rate for a 30-year, fixed-rate mortgage has not topped 4.5% since July 2011 and this week it dropped to 3.84%, a new record low. But rates aren&apos;t expected to remain at these record-low levels for very much longer.&lt;br /&gt;
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If you&amp;rsquo;re in the market for investment property now is the time to take action. We have a large variety of &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head Island homes for sale&lt;/a&gt; at an assortment of price points. If it&amp;rsquo;s retirement you&amp;rsquo;re thinking about you&amp;rsquo;re considering the right place. Retiring to Hilton Head Island is a dream come true for many. Plenty of people vacation here but when it&amp;rsquo;s time to settle down into that forever-after home, more and more people choose to make that purchase from among our &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head Island homes for sale&lt;/a&gt;.&lt;br /&gt;
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When you&amp;rsquo;re ready to take a look at some property, give us a call and we&amp;rsquo;ll tell about the finer points of living on Hilton Head Island.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Hilton Head Island homes for sale</category>				
				
				<pubDate>Fri, 04 May 2012 11:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/5/4/Hilton-Head-Home-Prices-Drop</guid>
				
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				<title>An Ideal Place to Call Home Any Time of Year</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/4/28/An-Ideal-Place-to-Call-Home-Any-Time-of-Year</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;147&quot; border=&quot;0&quot; align=&quot;right&quot; src=&quot;/userfiles/image/PoolInParadise.jpg&quot; alt=&quot;Hilton Head homes for sale&quot; /&gt;&lt;/a&gt;Hilton Head is an island at the southern coast of South Carolina, part of the Sea Islands chain along with 12 miles of broad Atlantic beach. It is situated in the sub-tropical climate zone, with streams and lagoons, ocean marshes, magnolia trees and oak trees, and this island paradise experiences weather much like Florida and also the Caribbean. This really is one of the greatest elements that make this the perfect place to purchase &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes for sale&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;When it&apos;s time to start shopping for real estate keep in mind that Hilton Head Island is ranked not only a number one beach destination but also as a fabulous place to live in any one of the &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes for sale&lt;/a&gt;. The oceanfront properties include houses, villas and condos. Hilton Head Island is a paradise that reflects a perfect blend of water activities, golf, tennis, biking and shopping.?&lt;/p&gt;
&lt;p&gt;Given the island&apos;s closeness to the beach it is ideal for outdoor activities all year, with an average temperature of 70 degrees F in the daytime. In the winter, the sun shines for about six hours a day. It almost never rains or snows. The second half of February often has a feel much like spring. May is when the average temperature increases to 80 degrees. This declines in September. October can be one of the most pleasant times with the Indian Summer at its peak. The weather is warm, the days tend to be sunny, and the evenings tend to be cold. November may be the driest 30 days of the year, making it perfect for golfing, biking as well as informal outdoor hiking.&lt;/p&gt;
&lt;p&gt;With the weather perfect just about all year-round, this is a beautiful place to call home. Come take a look at the available &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes for sale&lt;/a&gt; that we have available today. &lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Hilton Head homes for sale</category>				
				
				<pubDate>Sat, 28 Apr 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/4/28/An-Ideal-Place-to-Call-Home-Any-Time-of-Year</guid>
				
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				<title>Foreclosures Bringing Home Prices Down</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/4/17/Foreclosures-Bringing-Home-Prices-Down</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;147&quot; border=&quot;0&quot; align=&quot;left&quot; alt=&quot;Hilton Head foreclosures&quot; src=&quot;/userfiles/image/Sunset2.jpg&quot; /&gt;&lt;/a&gt;According to the latest FNC Residential Price Index (RPI) released recently, home prices in this country have declined steadily in the second half of 2011. The current prices on non-distressed properties (excluding foreclosure sales, short sales, and REO sales) have fallen 4.5%. The RPI is the mortgage industry&amp;rsquo;s hedonic price index and is built on the nation&amp;rsquo;s comprehensive residential property database, combining what is available in public records with real-time appraisals of property values. Falling home prices are driven primarily by the excess supply of foreclosed and REO properties on the market.&lt;/p&gt;
&lt;p&gt;The decline in home prices is great news for those looking to purchase homes at the lowest prices ever or make an investment in &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head foreclosures&lt;/a&gt;. Anyone trying to find a good deal on real estate should consider &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head foreclosures&lt;/a&gt;. These remarkable properties are available now and come in a variety of styles and prices.&lt;br /&gt;
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Investing in these &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head foreclosures&lt;/a&gt; presents an incredible opportunity for you to buy much more property for much less money at this time. It furthermore increases the likelihood of making a large profit when you sell the property at a later date. Buying below market value results in being able to turn around and sell your property for a profit when the economy improves. It&amp;rsquo;s as simple as that.&lt;/p&gt; 
				</description>
				
				<category>Hilton Head foreclosures</category>				
				
				<pubDate>Tue, 17 Apr 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/4/17/Foreclosures-Bringing-Home-Prices-Down</guid>
				
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				<title>4 Great Reasons to Move to Hilton Head</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/4/6/4-Great-Reasons-to-Move-to-Hilton-Head</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;147&quot; border=&quot;0&quot; align=&quot;right&quot; alt=&quot;Hilton Head real estate for sale&quot; src=&quot;/userfiles/image/BeachBike.jpg&quot; /&gt;&lt;/a&gt;More and more home buyers are considering &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head real estate for sale&lt;/a&gt; when they&amp;rsquo;re looking for a new home. Whether it is their first home, a vacation home, or an investment property, Hilton Head is one of the top coastal areas where today&amp;rsquo;s home buyers are headed to and there&amp;rsquo;s plenty of reasons why.&lt;br /&gt;
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1. It&amp;rsquo;s a great location. There are plenty of family friendly neighborhoods on Hilton Head. Most &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head real estate for sale&lt;/a&gt; is located in gated communities.&lt;br /&gt;
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2. There are outstanding golf courses on Hilton Head Island. More than 23 of them, in fact. The area is known as a golfer&apos;s paradise, it is home to one of the most well-known PGA tournaments -- the annual Verizon Heritage PGA Golf Tournament.&lt;br /&gt;
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3. Large selection of homes. The &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head real estate for sale&lt;/a&gt; consists of single-family homes, villas and condos, cottages and dramatic new luxury estates.&lt;/p&gt;
&lt;p&gt;4. Plenty of venues for recreation and family fun. You&amp;rsquo;ll find many paved trails, preserves and lagoons around the island that are ideal for biking, hiking, kayaking and canoeing. The fishing here is fabulous and the water sports endless. Top it off with a visit to any of the 250 restaurants and a bit of shopping in a vast selection of over 200 stores. Or top off your day on a charter boat for some exciting dolphin-watching.&lt;/p&gt; 
				</description>
				
				<category>Hilton Head real estate for sale</category>				
				
				<pubDate>Fri, 06 Apr 2012 07:57:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/4/6/4-Great-Reasons-to-Move-to-Hilton-Head</guid>
				
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				<title>Sea Pines Plantation</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/3/29/Sea-Pines-Plantation</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Sea-Pines/&quot;&gt;&lt;img width=&quot;225&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;148&quot; border=&quot;0&quot; align=&quot;left&quot; src=&quot;/userfiles/image/IMG_5426-001.JPG&quot; alt=&quot;Sea Pines Plantation&quot; /&gt;&lt;/a&gt;Many people consider &lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Sea-Pines/&quot;&gt;Sea Pines Plantation&lt;/a&gt; to be the birthplace of Hilton Head Island for it was here that development began in the 1950&amp;rsquo;s by Charles Fraser. This plantation was built with the intention of having it coexist with its environment. &lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Sea-Pines/&quot;&gt;Sea Pines Plantation&lt;/a&gt; has five miles of beachfront property and consists of salt marshes, tranquil lagoons and forest preserves.&lt;br /&gt;
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There are over 15 miles of bike paths lined with ancient live oak trees draped in Spanish moss. An abundance of wildlife make their home here including white tailed deer, alligators and birds like the snowy egret and blue heron. &lt;br /&gt;
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&lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Sea-Pines/&quot;&gt;Sea Pines Plantation&lt;/a&gt; is accessible to the general public for a $5 pass. This allows for access to the plantation where complimentary trolley rides take you to Harbour Town and its famous lighthouse. While there be sure to check out the South Beach Marina Village and the Lawton Stables, offering horseback rides through a 600-acre forest preserve.&lt;br /&gt;
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Surrounded by the Atlantic Ocean Hilton Head Island offers some of the best water sports available. Your choice of water activities includes kayaking, parasailing, jet skiing, fishing of all types, and dolphin cruises. Some of the best fishing can be had here on the east coast. You can fish from inshore, offshore or take a charter out to the gulf stream. A variety of fish live in our waters including King Mackerel, Spanish Mackerel, Shark, Wahoo, Red Drum and Sea Trout.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Sea Pines Plantation</category>				
				
				<pubDate>Thu, 29 Mar 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/3/29/Sea-Pines-Plantation</guid>
				
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				<title>Bluffton - A Great Place to Live</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/3/22/Bluffton--A-Great-Place-to-Live</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;225&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;150&quot; border=&quot;0&quot; align=&quot;right&quot; src=&quot;/userfiles/image/IMG_5349-001.JPG&quot; alt=&quot;Bluffton homes for sale&quot; /&gt;&lt;/a&gt;Close to Savannah, Georgia, and next door to Hilton Head Island, is the town of Bluffton, South Carolina, population 40,000. This is where you&amp;rsquo;ll find the last working oyster factory on the East Coast. Bluffton Oyster Factory on Wharf Street still has employees who shuck and can oysters as well as sell fresh seafood from the Atlantic Ocean. This is also where you&amp;rsquo;ll find &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Bluffton homes for sale&lt;/a&gt; &amp;mdash; many that originated in the historical times gone by.&lt;br /&gt;
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There is plenty do to when living here. The golf community of Hampton Lake is ranked &amp;ldquo;America&amp;rsquo;s Best Community&amp;rdquo; to live in. Bluffton is known for it&amp;rsquo;s fast development, currently among the fastest in the state, and plentiful &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Bluffton homes for sale&lt;/a&gt;. Once only one square mile in size, it&amp;rsquo;s now more than 50 square miles.&lt;br /&gt;
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In this plus region of the lowcountry there are miles of white sand beaches where you can relax, numerous antique shops to while away the day in and tons of great places for dining. This area holds a multitude of historic towns of which Bluffton is one. Spend time visiting the museums, art galleries and theaters. Bluffton boasts a year round temperate climate to enjoy fishing, golfing, kayaking and tennis any time you get the desire.&lt;br /&gt;
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If you&amp;rsquo;d like to take a look at our available &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Bluffton homes for sale&lt;/a&gt; give us a call. We&amp;rsquo;d be delighted to speak with you&lt;/p&gt; 
				</description>
				
				<category>Bluffton homes for sale</category>				
				
				<pubDate>Thu, 22 Mar 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/3/22/Bluffton--A-Great-Place-to-Live</guid>
				
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				<title>Hilton Head Homes for Sale</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/3/15/Hilton-Head-Homes-for-Sale</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;225&quot; vspace=&quot;10&quot; hspace=&quot;10&quot; height=&quot;147&quot; border=&quot;0&quot; align=&quot;left&quot; src=&quot;/userfiles/image/IMG_5465-001.JPG&quot; alt=&quot;Hilton Head homes&quot; /&gt;&lt;/a&gt;The majority of Hilton Head Island real estate for sale is located in gated communities offering high end amenities. Sea Pines Plantation was the first major community. This community was developed by constructing the golf courses, tennis courts, and bike paths first and then adding the houses and hotels around them. This model of building was followed throughout the Hilton Head Island so all &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes&lt;/a&gt; have easy access to top notch amenities right outside their front (or back) door.&lt;br /&gt;
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Each of the gated communities of &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes&lt;/a&gt; are unique. Some offer exceptional shopping, dining and recreation, giving homeowners the convenience of never leaving their neighborhood. Others are sports minded with a golf course right outside your door, tennis courts nearby and walking paths everywhere. The island&amp;rsquo;s amenities and lifestyle are unparalleled but affordable in this buyer&amp;rsquo;s market.&lt;br /&gt;
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Like anywhere else, &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head homes&lt;/a&gt; are priced to sell and interest rates are the lowest ever. We have foreclosure properties here as well. Those interested in a single-family home can find the home of their dreams right here on Hilton Head Island, while someone looking for a vacation home will find a wide variety of homes and condos available. With prices lower than they&apos;ve been in years, now is an excellent time to become a part of Hilton Head Island&apos;s beautiful and friendly community.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Hilton Head homes</category>				
				
				<category>Bluffton SC Real Estate</category>				
				
				<pubDate>Thu, 15 Mar 2012 16:52:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/3/15/Hilton-Head-Homes-for-Sale</guid>
				
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				<title>Hilton head real estate market ? Should you take out a mortgage now?</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/24/Hilton-head-real-estate-market--Should-you-take-out-a-mortgage-now</link>
				<description>
				
				&lt;div&gt;The real estate buyers in Hilton Head are in a hokey-pokey state putting one foot in and one foot out of the real estate market, not knowing whether or not to take out a &lt;a href=&quot;http://www.mortgagefit.com/&quot;&gt;home mortgage&lt;/a&gt; loan. According to recent reports, in the last quarter of 2011, the real estate experts in the Hilton Head Island saw a large number of baby boomers and second home owners buy properties in this particular island. As we&amp;rsquo;ve stepped into 2012, one of the largest mortgage brokers has assured that the real estate market will show breakthrough changes proving to be extremely favorable for the prospective homebuyers.&lt;img width=&quot;400&quot; height=&quot;182&quot; alt=&quot;&quot; src=&quot;/userfiles/image/Hilton-Head-mortgage.JPG&quot; /&gt;&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;In spite of all the news that the headlines carry, the inventories of homes have dropped since the last 5 years and most of the open-minded buyers are scooping ahead the best properties in the market so that they can make the best deal that can ensure them maximum returns. As the stock market in this island bumps up and down, the real estate market marks the only asset class offering opportunities just as banks offer the depositories. Both confidence and money is flowing in the Hilton Head real estate market and if you&amp;rsquo;re planning to buy a new house in the island, you should get ready to be prepared to shop around and get pre-qualified for a mortgage loan.&lt;/div&gt;
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&lt;div&gt;&lt;b&gt;Getting pre-qualified for your home mortgage loan in Hilton head &lt;/b&gt;&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;Are you ready to take out your home mortgage loan and shift to your new real estate property in Hilton Head? Did you check your finances so that you ensure that they&amp;rsquo;re in order and can help you repay the home mortgage loan on time? If answered yes, get yourself educated on the reasons to get pre-qualified for a home loan in this island at this present moment.&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;&amp;middot;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; With the credit flexibility in the &lt;a style=&quot;text-decoration:none;color:black;font-weight:normal;&quot; href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head real estate&lt;/a&gt; market, the prospective first-time home buyers are able to borrow up to 100% and the rates are as low and stable as 5%.&lt;/div&gt;
&lt;div&gt;&amp;middot;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The top market borrowers in the island can borrow up to 90% with the interest rates ranging from 4%.&lt;/div&gt;
&lt;div&gt;&amp;middot;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The middle market buyers can borrow up to 96.5% with enough credit flexibility and the rates will range from 3% - 4%.&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;According to most of the mortgage loan servicers in the &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Hilton Head real estate&lt;/a&gt; market, it is said that they have seen at least 80% loan applicants within the past 6 months. They have normally clear funds and the approval time for an average mortgage borrower is 24 hours.&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;&lt;b&gt;A few mortgage tips for the first time homebuyers in Hilton Head&lt;/b&gt;&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;If you&amp;rsquo;re a first-time home buyer in Hilton Head, you should make sure that you have your finances in shape so that you don&amp;rsquo;t default on the loan. Repair your credit if you think your score is not good enough to help you grab the best loan in the market. Lower your unsecured debt obligations so that you can reduce your DTI ratio and make the lender believe that you can make the payments on the loan on time. Try and boost your income level so that you don&amp;rsquo;t have to default on your other loan obligations in order to pay the monthly mortgage installments. Shop around to get the loan at the most covetable rate.&lt;/div&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;
&lt;div&gt;Therefore, if you&amp;rsquo;re planning to buy a real estate property in the Hilton Head Island area, make sure you equip yourself with enough information about the market so that you may be able to take the best step forward. Manage your finances so that you&amp;rsquo;re able to take out a home mortgage loan at the lowest possible rate and repay it on time.&lt;/div&gt; 
				</description>
				
				<category>Hilton Head real estate</category>				
				
				<category>Hilton Head mortgage</category>				
				
				<pubDate>Fri, 24 Feb 2012 09:26:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/24/Hilton-head-real-estate-market--Should-you-take-out-a-mortgage-now</guid>
				
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				<title>Palmetto Hall Homes for Sale</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/16/Palmetto-Hall-Homes-for-Sale</link>
				<description>
				
				&lt;p&gt;If you really enjoy nature you&amp;rsquo;re going to love Palmetto Hall and the &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall homes for sale&lt;/a&gt; that you&amp;rsquo;ll find there. These homes are located in a gated golf community that sits upon 750 acres with a 100 acre nature preserve. There&amp;rsquo;s plenty to do here with both a Robert Cupp Golf Course and Arthur Hills Course to play on. Additionally, there&amp;rsquo;s tennis, swimming, playgrounds and plenty of fishing opportunities.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
These single family &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall homes for sale&lt;/a&gt; range in price from $389k to $900k with 3-5 bedrooms.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
&lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;&lt;img width=&quot;165&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;119&quot; border=&quot;0&quot; align=&quot;left&quot; src=&quot;/userfiles/image/Palmetto1.jpg&quot; alt=&quot;Palmetto Hall homes for sale&quot; /&gt;&lt;/a&gt;Southern living at its finest can be found at 6 Madison Lane in the Palmetto Hall community. From the rocking chair on the front porch to the private suite for your guests, this immaculately maintained 5 bedroom and 3.5 bath, 3,475 sq ft home is a home you have to see. Conveniently located near the front gate and just a short golf cart ride to all amenities. Enjoy golf views of the 17th Fairway from the beautiful Carolina Room or patio and deck. Newly updated master bath and amazing guest suite addition with 2 bedrooms, private bath and sitting area/bonus room.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
&lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;&lt;img width=&quot;165&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;116&quot; border=&quot;0&quot; align=&quot;right&quot; src=&quot;/userfiles/image/Palmetto2.jpg&quot; alt=&quot;Palmetto Hall homes for sale&quot; /&gt;&lt;/a&gt;One of the newer &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall homes for sale&lt;/a&gt; is located at 237 Fort Howell Drive. This 3,351 sq ft home has 3 bedrooms and 3.5 baths and sits on a large .37 acre lot. The home has both family and living rooms, formal dining room, and a bonus room. With both a golf course view and a water view there&amp;rsquo;s not much you don&amp;rsquo;t have here.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Palmetto Hall homes for sale</category>				
				
				<pubDate>Thu, 16 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/16/Palmetto-Hall-Homes-for-Sale</guid>
				
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				<title>Windmill Harbour Homes for Sale</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/13/Windmill-Harbour-Homes-for-Sale</link>
				<description>
				
				&lt;p&gt;At the entrance to Hilton Head Island&amp;nbsp;along South Carolina&amp;rsquo;s barrier island coast, are &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour homes for sale&lt;/a&gt; located on Jenkins Island. The homes here border the Intracoastal Waterway and consist of site-built homes, townhomes and villas reflecting the character of historic Charlestonian architecture. Nearly all of the homes offer water views of the Intracoastal Waterway, the harbor basin, lowcountry marshes, or one of the many lagoons. It&amp;rsquo;s an ideal place for boating enthusiasts to call home.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
&lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;&lt;img width=&quot;145&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;126&quot; border=&quot;0&quot; align=&quot;right&quot; alt=&quot;Windmill Harbour homes for sale&quot; src=&quot;/userfiles/image/Windmill1.jpg&quot; /&gt;&lt;/a&gt;The current &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour homes for sale&lt;/a&gt; range in price from $2,000,000 to $400,000 for beautiful 3-5 bedroom homes with magnificent views.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
This 5,582 sq ft property is located on Sailstock Pt. and has 5 bedrooms and 4 full baths and 2 half baths. Built in 2009 this luxury estate had a media room with full service bar and numerous areas for entertaining guests. Amenities include the clubhouse, community pool, marina, and sprinkler system. The home is 3 stories and located on a cul-de-sac in a gated community.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
&lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;&lt;img width=&quot;145&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;162&quot; border=&quot;0&quot; align=&quot;left&quot; alt=&quot;Windmill Harbour homes for sale&quot; src=&quot;/userfiles/image/Windmill2.jpg&quot; /&gt;&lt;/a&gt;At 37 Crosstree Drive you&amp;rsquo;ll find a home with a lovely &amp;ldquo;Charleston Battery&amp;rdquo; look among the &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour homes for sale&lt;/a&gt;. Serene lagoon views. Home features include a side porch, 2 screened porches, and an open living area with gas fireplace. Master bedroom is downstairs, lots of storage, plus 3 bedrooms are upstairs. Walk to all Windmill Harbour amenities. Quick exit off island from this location.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Windmill Harbour homes for sale</category>				
				
				<pubDate>Mon, 13 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/13/Windmill-Harbour-Homes-for-Sale</guid>
				
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				<title>Shipyard Plantation Hilton Head South Carolina</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/10/Shipyard-Plantation-Hilton-Head-South-Carolina</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Shipyard-Plantation/&quot;&gt;&lt;img width=&quot;193&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;148&quot; border=&quot;0&quot; align=&quot;left&quot; alt=&quot;Shipyard Plantation Hilton Head South Carolina&quot; src=&quot;/userfiles/image/Shipyard(2).jpg&quot; /&gt;Shipyard Plantation Hilton Head South Carolina&lt;/a&gt; is located on the south end of Hilton Head Island. It covers approximately 800 acres and is surrounded by tall pines, rustic oaks and tropical pines.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
The area of &lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Shipyard-Plantation/&quot;&gt;Shipyard Plantation Hilton Head South Carolina&lt;/a&gt; consists of approximately 2,100 properties including resort, residential and commercial.&amp;nbsp; Nestled among the trees are 27 holes of golf, 20 tennis courts, a 338 room beachfront hotel, a world-class heath institute, 255 residential lots, approximately 400 interval ownership units and 1,000 condominium units.&lt;br /&gt;
&amp;nbsp;&lt;br /&gt;
Recreational facilities include championship golf and tennis. Walking and biking paths wind around the plantation. Lagoons, alligators and tropical foliage are just a few of the scenic backgrounds for ideal photgraphic settings.&lt;br /&gt;
&lt;br /&gt;
As a private residential resort community, residents can enjoy all the amenities available year round. A major attraction for &lt;a href=&quot;http://www.randysrealestate.com/Hilton-Head/Shipyard-Plantation/&quot;&gt;Shipyard Plantation Hilton Head South Carolina&lt;/a&gt; residents is the community Beach Club on the oceanfront. The Beach Club is used part of the year for property owner events with a thriving Men&amp;rsquo;s and Women&amp;rsquo;s group, educational events and multiple social gatherings. There is a convenient walkway to the beach, restrooms, showers, and over 400 beach storage lockers that are rented by property owners below the Beach Club. This allows more pedestrian and bicycle traffic to the beach as your beach supplies can remain in your storage locker.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Shipyard Plantation Hilton Head South Carolina</category>				
				
				<pubDate>Fri, 10 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/10/Shipyard-Plantation-Hilton-Head-South-Carolina</guid>
				
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				<title>Secluded Palmetto Hall Real Estate</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/7/Secluded-Palmetto-Hall-Real-Estate</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;&lt;img width=&quot;220&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;157&quot; border=&quot;0&quot; align=&quot;right&quot; alt=&quot;Palmetto Hall Real Estate&quot; src=&quot;/userfiles/image/PalmettoHall.jpg&quot; /&gt;&lt;/a&gt;Located mid-island and to the east of Hilton Head Plantation, &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall real estate&lt;/a&gt; is a secluded private golf course community with magnificent Southern styles homes. Palmetto Hall sits on over 750 acres with homes having lagoon, wooded or fairway views. Palmetto Hall is one of Hilton Head&amp;rsquo;s newer communities. Here you&amp;rsquo;ll have two championship 18-hole golf courses, the Arthur Hills Course and the Robert Cupp Course. With 552 home sites, Palmetto Hall Plantation offers some of the island&apos;s largest lots.&lt;br /&gt;
&lt;br /&gt;
Much of the &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall real estate&lt;/a&gt; is designed in a Southern style with homes currently priced from $389,000. Many of these homes have tall columns, cathedral ceilings, screened in porches, and Charleston-style staircases. The 14,000 square foot Clubhouse, with double porches and sweeping views of manicured greens, is the centerpiece of the relaxing oasis of Palmetto Hall Plantation Club. Here you&amp;rsquo;ll have two tennis courts, and a pool with pavilion to enjoy at your convenience.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall real estate&lt;/a&gt; is a short drive or bike ride from Hilton Head&amp;rsquo;s shopping, dining and amenities. Just minutes from Main Street, a village with a grocery store, shopping, restaurants, and a bowling center. Also close by is the Hilton Head Regional Medical Center that provides numerous services including emergency room, surgery, and in and outpatient care. The Hilton Head Library is a short bike ride or drive from the gates of the plantation.&lt;br /&gt;
&lt;br /&gt;
The plantation also has a 100-acre nature preserve with wetlands, lush wooded areas and lagoons. Owners of &lt;a href=&quot;http://www.randysrealestate.com/palmetto-hall.cfm&quot;&gt;Palmetto Hall real estate&lt;/a&gt; enjoy the natural setting and have access to fishing.&lt;/p&gt; 
				</description>
				
				<category>Palmetto Hall real estate</category>				
				
				<pubDate>Tue, 07 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/7/Secluded-Palmetto-Hall-Real-Estate</guid>
				
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				<title>Windmill Harbour Real Estate</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/4/Windmill-Harbour-Real-Estate</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;&lt;img width=&quot;135&quot; vspace=&quot;8&quot; hspace=&quot;10&quot; height=&quot;187&quot; border=&quot;0&quot; align=&quot;left&quot; alt=&quot;Windmill Harbour Real Estate&quot; src=&quot;/userfiles/image/WindmillHarbour.jpg&quot; /&gt;&lt;/a&gt;There&amp;rsquo;s plenty of &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour real estate&lt;/a&gt; sitting on 172 acres and located by a 15 acre harbor that is home to the South Carolina Yacht Club. Here you&amp;rsquo;ll find a 250 slip marina with lock system. Avid boaters will feel at home in this private residential community as each home is close to the water. In addition, residents will be able to enjoy the proximity to America&apos;s top beach at Hilton Head Island where the shimmering Atlantic Ocean meets the white sand the island is known for.&lt;br /&gt;
&lt;br /&gt;
From the time this area was developed, snowbirds have discovered the many alluring features that the coastal town has to offer. Many have come to the area to visit and ended up purchasing property here. With the 500 residences the &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour real estate&lt;/a&gt; has to offer, you&amp;rsquo;ll find both single family site-built homes as well as townhomes available.&lt;/p&gt;
&lt;p&gt;The range of amenities available to you once you purchase &lt;a href=&quot;http://www.randysrealestate.com/windmill-harbour.cfm&quot;&gt;Windmill Harbour real estate&lt;/a&gt; matter as much as the location and proximity to the ocean. One of the most attractive developments near the island of Hilton Head, Windmill Harbour has a full sports center with tennis courts, swimming pool and pro shops.&lt;/p&gt;
&lt;p&gt;Windmill Harbour is one of only three harbors on the East Coast with a lock system in place. Boat slips here are available for ownership or rental. Enjoy the convenience of having your boat just steps away from your home.&lt;br /&gt;
&amp;nbsp;&lt;/p&gt; 
				</description>
				
				<category>Windmill Harbour real estate</category>				
				
				<pubDate>Sat, 04 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/4/Windmill-Harbour-Real-Estate</guid>
				
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				<title>Benefits of Owning Bluffton Real Estate</title>
				<link>http://www.randysrealestate.com/blog/index.cfm/2012/2/1/Benefits-of-Owning-Bluffton-Real-Estate</link>
				<description>
				
				&lt;p&gt;&lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;img width=&quot;141&quot; vspace=&quot;8&quot; hspace=&quot;8&quot; height=&quot;160&quot; border=&quot;0&quot; align=&quot;right&quot; alt=&quot;Bluffton real estate&quot; src=&quot;/userfiles/image/BlufftonSign.jpg&quot; /&gt;&lt;/a&gt;We&amp;rsquo;re betting you&amp;rsquo;re well aware of the obvious reasons why now is a great time to purchase real estate &amp;ndash; affordable home prices, really low interest rates &amp;mdash; but are you aware of the benefits of specifically owning &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Bluffton real estate&lt;/a&gt; in South Carolina? Don&amp;rsquo;t overlook Bluffton when you&amp;rsquo;re considering where to buy your dream home. There is a lot to be discovered when you live in this historical town.&lt;br /&gt;
&lt;br /&gt;
1. You will experience a lifestyle of relaxation here.&lt;br /&gt;
2. Living in Bluffton you&amp;rsquo;ll be part of a close-knit community.&lt;br /&gt;
3. Plenty of shopping excursions to be had in nearby historic Savannah, Hilton Head and Beaufort.&lt;br /&gt;
4. Plenty of Low Country golf courses, both private and public.&lt;br /&gt;
5. More than 200 restaurants in the area serving a full range of international cuisine.&lt;br /&gt;
6. The quaint town of Bluffton has many bed &amp;amp; breakfasts, churches, antebellum homes, and many eccentric shops to explore.&lt;br /&gt;
7. Bluffton is rich in history. Rice and cotton plantation owners built the first homes in Bluffton during the 1800s. Much of Bluffton was burned during the Civil War but is now a thriving community and a leader in tourism.&lt;br /&gt;
8. Access to many parks sports facilities, walking trails an the Bluffton indoor pool.&lt;br /&gt;
9. Plenty of year round festivals and events taking place in the area.&lt;br /&gt;
10. Take time to visit the many art galleries, museums, and antique shops in town.&lt;br /&gt;
&lt;br /&gt;
Give &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;&lt;strong&gt;Randy&amp;rsquo;s Real Estate&lt;/strong&gt;&lt;/a&gt; a call and we&amp;rsquo;ll tell you what we have available in &lt;a href=&quot;http://www.randysrealestate.com/&quot;&gt;Bluffton real estate&lt;/a&gt;.&lt;/p&gt; 
				</description>
				
				<category>Bluffton real estate</category>				
				
				<pubDate>Wed, 01 Feb 2012 06:00:00 -0400</pubDate>
				<guid>http://www.randysrealestate.com/blog/index.cfm/2012/2/1/Benefits-of-Owning-Bluffton-Real-Estate</guid>
				
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